Today, we're here to tell the story of 2 homeowners that experienced the same exact damage to their homes but had vastly different outcomes. Click in for more!
Does Filing a Claim Increase Your Insurance Cost?
Are All Public Adjusters Alike?
When looking to hire a public adjuster, you may assume that they are all the same, but there are some things you should look out for before hiring one.
We explain what to look for when finding the right public adjuster for your claim! After you learn what to ask, give us a call at Liberty Adjusters and see how we stack up.
Watch Out for These Signs of Issues With Your Insurance Claim
A damaged home or property is stressful enough on its own, but filing the insurance claim introduces a whole new set of worries. The last thing anyone wants after property damage is for another thing to go wrong. These issues with your claim could result in your payment being delayed, or even worse, your claim may be denied.
Can I Do My Own Insurance Claim Repairs?
From DIY projects around the house to learning a whole new set of skills just to say that you did, you’re the type that likes to do things yourself! And chances are when a disaster causes damage to your home, your first intuition may be to make all the repairs yourself and get your insurer to pay you to fix it.
But is that a good idea? Is it even possible?
Independent Adjuster Vs. Public Adjuster: What is the Difference?
Filing an insurance claim can be a tough process, with so many different aspects to analyze, it’s easy to feel overwhelmed. Making a mistake can cost you time and money, and sadly in some cases, end up in a denied or undervalued claim.
When property damage occurs, you may expect to work with your insurance and their independent claim adjuster partners, believing that your monthly premium payments will be enough to have them on your side, but that is not always the case. As a property owner, you have options!
Today, the experts at Liberty Insurance Adjusters will go over some things you should know first and explain the difference between an independent adjuster and a public claims adjuster. If you’ve experienced damage at your home or business, don’t go it alone. If you need help, contact a professional about your claim to get the maximum settlement to make things right
Exploring Life & Business with Ryan James of Liberty Adjusters
After a 20-year career working primarily in wealth management and financial planning in the financial industry, I decided I had had enough of corporate America. In 2015, I decided it was time for a career change and I spent a number of months reviewing my options. During that time I came across a Public Adjuster who explained to me what he did.
I Let My Homeowner's Insurance Lapse. What Happens Next?
A homeowner’s insurance lapse can happen even to the best policyholders. An oversight or failed automatic payments can cause a lapse in your coverage due to nonpayment. Though your coverage should be reinstated once you pay your past-due insurance bill, it isn’t always that simple.
If your homeowner’s insurance policy lapses even for just a day or two, any damages that may occur to your home during that time, due to a fire, storm, or burglary/vandalism could leave you without coverage to pay for the damage.
So, you let your homeowner’s insurance lapse. What happens next? Our public adjusters explain.
Common Mistakes Business Owners Make When Filing Damage Claims
A storm, fire, or flood has walloped your business or commercial property. How do you get the claims process started? Avoid claims surprises by calling us so we can notify your insurance company immediately. Once they know what’s going on at your place of business then we can assess the damages and make temporary repairs to mitigate further issues and get you back to work ASAP.
Don’t damage your own claim. Our public adjusters outline common mistakes business owners make when filing commercial property claims.