After a disaster leaves your home damaged, you’ll likely be worried about the financial effect the damage may have. Your insurance company will evaluate the damage to the home and determine the amount of settlement you will ultimately receive. But before you file that insurance claim, you should first contact a public adjuster.
Why? A public adjuster, such as Liberty Adjusters, will have your back throughout the entire process. When the insurance company sends out its own claims adjuster, our public adjusters will be there to keep your best interest in mind. When looking to hire a public adjuster, you may assume that they are all the same, but there are some things you should look out for before hiring one.
In today’s article, we explain what to look for when finding the right public adjuster for your claim! After you learn what to ask, give us a call at Liberty Adjusters and see how we stack up.
Initial Thoughts
Now, we understand that money is an important factor when hiring any company. Some companies may charge more or less than others, and while that may be a big part of your decision, there is a lot more to consider.
At the end of the day, a public adjuster is there to help you make more money on your settlement. While the insurance company’s main goal is to pay you out as little as possible, (as it is in their best financial interest to do so), a public adjuster’s best interest is to make your settlement as large as possible.
Learn More > Independent Adjuster Vs. Public Adjuster: What is the Difference?
Questions to Ask Yourself
When searching for a public adjuster, you need to ask yourself some questions along the way to determine how the company will work for you.
When you initially call them, ask yourself:
Are they willing to just chat and help answer questions?
Are they looking for a quick sale?
Are they taking a long time to respond?
If the company is taking a long time to respond and doesn’t want to help answer questions, this is a good indication of how they operate as a whole. It’s important to have access to your public adjuster, and you don’t want staying in touch during the process to be difficult.
Also, you don’t want to work with a company that seems like they have something to hide, so if you feel like it's hard to get your questions answered, see that as a BIG red flag!
If the company is taking a long time to respond and doesn’t want to help answer questions, this is a good indication of how they operate as a whole.
Questions to Ask
The best way to prevent surprises throughout the process is to ask the right questions beforehand. Here are a couple of questions to ask when talking to any public adjuster:
Will You Be Meeting With The Insurance Company's Adjuster?
You want to be sure that your public adjuster will be there to have your back when the insurance’s adjuster is there. A big part of the adjuster's job is to be there while the insurance company’s adjuster is inspecting the damage. This should be expected and could make a huge difference in how effective their services will be.
How Do I Get Updates on My Claim?
Similar to ensuring proper communication, you want to know how your public adjuster will be updating you throughout the process. It’s important to know how and when you’ll be updated along the way, and if they are willing to take your calls and questions throughout the entire process, not just the initial conversations.
See if Liberty Adjusters is Right For You!
Hopefully, you learned the qualities to look for in a public adjuster. Of course, there are many more questions you may have, and many more factors that may affect your decision when choosing a public adjuster.
Now that you have the knowledge, TEST US! Give Liberty Adjusters a call today (even just to chat) and see what difference we can make for you and your claim. 813-922-5129