inspection

Tenant Damage: Is it Covered by Homeowner's Insurance?

Tenant Damage: Is it Covered by Homeowner's Insurance?

You’re renting your property, and that can be stressful! Aside from all the other duties you are juggling, there’s always the threat of property damage taking your time and money. From typical wear to an angry evictee, damage from a tenant can come in all shapes and sizes.

Our public adjusters go over what damage is and isn’t covered, and give you some tips on how to avoid the damage from occurring in the first place!

I Let My Homeowner's Insurance Lapse. What Happens Next?

I Let My Homeowner's Insurance Lapse. What Happens Next?

A homeowner’s insurance lapse can happen even to the best policyholders. An oversight or failed automatic payments can cause a lapse in your coverage due to nonpayment. Though your coverage should be reinstated once you pay your past-due insurance bill, it isn’t always that simple.

If your homeowner’s insurance policy lapses even for just a day or two, any damages that may occur to your home during that time, due to a fire, storm, or burglary/vandalism could leave you without coverage to pay for the damage.

So, you let your homeowner’s insurance lapse. What happens next? Our public adjusters explain.

Denied: Can you Reopen an Insurance Claim?

Denied: Can you Reopen an Insurance Claim?

Your property insurance claim was just denied. And now you are wondering, what can I do next? While reopening denied claims varies from state to state, fortunately, in the state of Florida you can reopen a claim for up to 5 years.