There are a lot of very common causes of damage that aren't covered without additional insurance. Our team shares the most common damages that are not covered!
Essential Damage Prevention Tips Every Homeowner Should Know
How to Stop Home Damage Before It Gets Worse
Watch Out for These Signs of Issues With Your Insurance Claim
A damaged home or property is stressful enough on its own, but filing the insurance claim introduces a whole new set of worries. The last thing anyone wants after property damage is for another thing to go wrong. These issues with your claim could result in your payment being delayed, or even worse, your claim may be denied.
Can I Do My Own Insurance Claim Repairs?
From DIY projects around the house to learning a whole new set of skills just to say that you did, you’re the type that likes to do things yourself! And chances are when a disaster causes damage to your home, your first intuition may be to make all the repairs yourself and get your insurer to pay you to fix it.
But is that a good idea? Is it even possible?
Insurance Claims 101
If you experience damage to your property, you’ll have to submit a claim to your insurance company. This process can be long and complicated, especially if you go it alone. If you are filing a claim, it’s important to know what to expect as a policyholder!
The public adjusters here at Liberty Adjusters are here to place your claim or walk you through each step of the claim process so you’re prepared. What to do, what not to say, and when to lean on the support of the experts when/if the insurance is giving you the runaround. Or, we can handle the claim from start to finish for you!
Welcome to Insurance Claims 101!
Independent Adjuster Vs. Public Adjuster: What is the Difference?
Filing an insurance claim can be a tough process, with so many different aspects to analyze, it’s easy to feel overwhelmed. Making a mistake can cost you time and money, and sadly in some cases, end up in a denied or undervalued claim.
When property damage occurs, you may expect to work with your insurance and their independent claim adjuster partners, believing that your monthly premium payments will be enough to have them on your side, but that is not always the case. As a property owner, you have options!
Today, the experts at Liberty Insurance Adjusters will go over some things you should know first and explain the difference between an independent adjuster and a public claims adjuster. If you’ve experienced damage at your home or business, don’t go it alone. If you need help, contact a professional about your claim to get the maximum settlement to make things right
Common Mistakes Business Owners Make When Filing Damage Claims
A storm, fire, or flood has walloped your business or commercial property. How do you get the claims process started? Avoid claims surprises by calling us so we can notify your insurance company immediately. Once they know what’s going on at your place of business then we can assess the damages and make temporary repairs to mitigate further issues and get you back to work ASAP.
Don’t damage your own claim. Our public adjusters outline common mistakes business owners make when filing commercial property claims.
Does Homeowners Insurance Cover Wind Damage?
Florida may be the Sunshine State, but we have our fair share of high winds and storms that can cause significant property damage. If your home is damaged due to high wind, your homeowner’s insurance policy offers some protection. Generally, you are covered for wind damage from weather events like tornadoes, hail, rain, lightning, and hurricanes.
Understanding how your policy offers protection against wind damage is crucial to be properly prepared for the unexpected because you will understand your coverage limits and know if you need to add additional coverage for a wider net of protection.
Let’s discuss the important ways in which your homeowner’s policy can protect you when the wind starts to pick up...