It’s a simple fact of life in Florida; we’re going to experience severe winds and hurricanes. Clearly this is a peril that most Florida insurance companies are well versed in dealing with. You’d think that a hurricane insurance claim would be handled quickly and smoothly with a fair settlement. Unfortunately, with Hurricane Irma we learned that many policyholders had undervalued insurance claims settlements. Due to the complexity of hurricane insurance claims, it is critical to enlist the help of a state-licensed and experienced public insurance claims adjuster.
If your home or small business has been damaged by hurricane, Liberty Adjusters can ease your frustration from dealing with the insurance company and seek to recover a full settlement for your damages. We will provide the following services for your Florida hurricane insurance claim:
- Evaluate the existing policy language of the loss in question
- Submit a claim within the allowed time parameter as detailed in your insurance policy
- Provide proof to the insurance company that the damage was caused by a covered peril
- Determine the extent of the property damages including business interruption, contents, temporary housing, and all other applicable losses
- Determine whether a repair is sufficient or if a replacement is necessary
- Submit maintenance and repair records to the insurance company
- Work with the insurance company on approved charges for repairs
- Coordinate repairs with a restoration company
- Negotiate a fair settlement based on the provisions of your policy
Liberty Adjusters has helped many property insurance policyholders get the maximum amount paid on their hurricane damage claim. Remember, during a state-of-emergency in Florida, the fee for public claims adjusters is capped at 10% of the loss amount. We use our experience and expertise to help manage hurricane insurance claims and work on your behalf to get the settlement that will fully compensate your loss.
Don’t wait until you’ve received a settlement that’s in the insurance carrier’s interest. We’ll stand for you and get the justice your insurance claim deserves. Ask an adjuster about your hurricane insurance claim; Liberty Adjusters in Tampa, FL are here to help!