storm damage

Is it Covered? Top 5 Most Common Property Damage Claims

Is it Covered? Top 5 Most Common Property Damage Claims

Some claims are more common than others, so we thought we'd take this opportunity to educate everyone on what the most common claims are! Of course, no matter how good your insurance plan is, it won't help prevent the damage from happening, so it's best to be prepared and watch out for our top 5 most common claims!

Lightning Damage and Homeowners Insurance Claims

Lightning Damage and Homeowners Insurance Claims

Lightning strikes often here in Florida; Tampa is the lightning capital of the world after all! But what happens when lightning strikes your home and does damage? Will your homeowner’s insurance cover it?

Our public adjusters discuss when your homeowner’s insurance will (and won’t) cover lightning damage, and what you can do to keep your home protected.

Roof Claim Denied for 'Wear and Tear'. Now What?

Roof Claim Denied for 'Wear and Tear'. Now What?

Was your roof damage claim denied due to “wear and tear?” This is one of the most common reasons that insurers use to deny claims. Normal wear and tear happens as your roof ages and is almost always excluded by the terms of your insurance policy.

That doesn’t mean that you should just accept the denial of your claim and move on. In many cases, the insurer’s decision is baseless or uninformed as the insurer’s adjuster might have failed to consider the facts that point to a covered peril as the culprit of the damage.

So what happens next? Our public loss adjusters explain…

Getting Roof Claims Right to Repair the Damage

Getting Roof Claims Right to Repair the Damage

It’s easy to take our roofs for granted, until a storm, a fallen tree, or another disaster makes a mess of things. If you notice any damage to your roof, you’ll need to submit a homeowner’s insurance claim to help reduce your out-of-pocket costs.

Unfortunately, if you don’t follow the correct steps when filing your roof claim, your insurance company might undervalue or deny your claim! Here are four steps to get your roof claim right and get a fair amount to pay for your roof repair or replacement...

Still Have Damage from Tropical Storm Eta? It's Not Too Late to File a Claim

Still Have Damage from Tropical Storm Eta? It's Not Too Late to File a Claim

Tropical Storm Eta was not your typical tropical storm. Just like everything else in 2020, Eta was unpredictable and unprecedented. Many Floridians were completely unprepared for the storm surge and wind damage.

It’s now been two months since Eta’s multiple landfalls and you may be wondering if it’s too late to file a storm damage claim with your insurance company. But do not worry you still have time!

6 Common Mistakes Homeowners Make When Filing for Storm Damage

6 Common Mistakes Homeowners Make When Filing for Storm Damage

Natural disasters can strike at any time—and when they do you need to be prepared to mitigate storm damage and file an insurance claim for property repairs.

See 6 common mistakes made when filing for storm damage and how you can avoid having your storm damage claim denied, delayed, or underpaid by your insurance company.