Tropical Storm Eta was not your typical tropical storm. Just like everything else in 2020, Eta was unpredictable and unprecedented. Leading up to Eta’s fourth landfall, the National Hurricane Center, storm modeling programs, and meteorologists all had great difficulty in projecting its track, and this uncertainty left Floridians with low levels of concern.
Between Eta’s wild boomerang path and its transitions back and forth between a hurricane and a tropical storm, the result left many Floridians completely unprepared for the storm surge and wind damage that did eventually occur.
It’s now been two months since Eta’s multiple landfalls and you may be wondering if it’s too late to file a storm damage claim with your insurance company. But do not worry you still have time!
Eta Caused Damage to My Home What Can I Do?
Tropical Storm Eta brought about an alarming amount of damage. With wind speeds of 50 mph, it tore off roofs and flooded the streets with up to 6 inches of rain. It reached over 115 miles from its center causing damage to thousands of unprepared and unsuspecting Floridians.
The excessive damage Eta left behind was widespread. If you were a victim of Tropical Storm Eta, know that while homeowner’s insurance policies vary in the extent of what is covered after a storm, most policies do cover:
Tree damage
Fence damage
Window damage
Power line damage
Water damage
I had some flooding at my home is that covered?
We get this question all the time. Many local homes and business owners are often under the impression that flood damage is covered under their insurance policy, but it is not. A separate Flood Insurance Policy is needed to cover any type of floodwater damage.
That said, working with a qualified public adjuster at Liberty Adjusters can help to effectively categorize your water damage and help you file for it in areas that your insurance policy does cover. Contact our reputable insurance adjusters to submit a claim today!
Storm Damage That May Surface Later
Not all storm damage is obvious. Most likely if it was, you would have already been filing an insurance claim to fix and repair that damage. It is when less obvious damage occurs that homeowners often take their attention away from it until weeks or months later certain damage arise and are then a financial burden as well as a possible safety issue and health concern.
Subtler signs of storm damage that can show up over time may include:
Water stains on your ceiling or wall
Outlet damage > this can occur from water leakage in the walls
Leaking water in your attic
Damaged or missing shingles on the roof
Related > Questions You Can Expect from Your Insurance Company
Why You Need A Public Adjuster
Filing an insurance claim for property damage immediately after a storm is very important. The longer you wait, the more likely your insurance claim may be denied—insurance may report there is not enough evidence or proof to substantiate that the damage that occurred was actually a result of the storm itself.
Now that a couple of months have passed since Eta, hiring a public adjuster is more important than ever. Our adjusters will review your individual insurance policy and help you take the appropriate steps to preserve any evidence or proof that you might have. This includes any and all photos that were taken around the time of the storm and after, any receipts of work that has been done after the storm, and signs that you tried to mitigate any further damage.
We Are Ready to Handle Your Claim
Liberty Insurance Adjusters is ready to take on your storm damage claim! You may feel too much time has gone by and you do not have enough evidence to prove your damage is related to Eta, but do not worry. Let our adjusters do the work for you with the insurance company.
You will never have to pay for our services until you receive your claim from the insurance company. Our experience, knowledge, and expertise in storm damage claims helps homes and businesses throughout the claims process typically resulting in significantly higher payouts to cover all your damages.
Get your insurance claim process started (or let us take over handling the claim for you)! Call us at 813-922-5129 or submit your claim for a free evaluation.