When hailstorms hit, they can leave your property extremely damaged. If you’ve had this happen, the first few steps you take could make all the difference to your potential settlement.
Simply put, your first step should always be to reach out to a public insurance adjuster. These professionals work for you, not the insurance company, and can help maximize your claim from the start. See what to do when hail hits, then if you need help with an insurance claim, contact the Liberty Adjusters team.
Why Contact a Public Adjuster First?
In the aftermath of hail damage, contacting a public adjuster should always be your first step. A public adjuster specializes in insurance claims and works on behalf of policyholders, not insurance companies. We have the expertise to assess property damage thoroughly and accurately, ensuring nothing is overlooked.
A public adjuster can also guide you through the documentation and claims process, helping to avoid common pitfalls that could delay your claim or result in a lower payout.
Public adjusters understand the ins and outs of insurance policies and will advocate for your best interests.
Documenting Your Hail Damage
Documentation is crucial for a successful insurance claim. Start by taking detailed photos and videos of all affected areas, backing up your claim with visual evidence.
Keep a written record of all damages, including dates, times, and any immediate actions you took. Your public adjuster will use this information to build a strong case for your claim, ensuring you receive fair compensation for all damages.
Understanding Your Insurance Policy with a Public Adjuster
Insurance policies can be complex and difficult to navigate. A public adjuster has the expertise to review your policy in detail, helping you understand what coverage you have for hail damage. They can identify specific clauses, limits, and deductibles that apply to your situation.
With their knowledge, public adjusters can advise on the best course of action, ensuring that you fully utilize your policy’s benefits and avoid any potential issues that could affect your claim.
Choosing the Right Contractors
After hail damage, you'll likely need to repair your property. A public adjuster can recommend trusted contractors who have experience with hail damage repairs.
Beware of contractors who may approach you unsolicited after a storm. Your public adjuster can help you vet these contractors to avoid scams or subpar work, ensuring the repairs are done right the first time!
Mitigating damage is required in your insurance policy! > Learn about your ‘duty after loss’.
Navigating the Claims Process
We get it, the insurance claims process can feel daunting. A public loss adjuster can navigate this process on your behalf, handling everything that comes your way. Such as:
Communicating with the insurance company
Submitting necessary paperwork
Negotiating the settlement
& more
Ultimately, our goal is to ensure your claim is processed efficiently and fairly. With a public adjuster, you have an expert advocate who can relieve the stress of dealing with insurance companies and help you focus on recovering from the damage.
Help with Your Hail Claim
By partnering with a public adjuster from the start, you can ensure your claim is handled professionally and efficiently. Liberty Insurance Adjusters brings the expertise needed to assess damage, document your claim properly, understand your policy, choose the right contractors, and navigate the entire insurance claims process.
Don't go it alone - you may risk your overall settlement or even have your hail claim denied. Contact a public insurance adjuster to maximize your hail damage claim and get your property back to its pre-damage condition. Lean on Liberty for the justice your home or business deserves.