What to Do When Your Homeowners Insurance Company Won't Pay

We all expect to get paid out by our insurance company if disaster strikes, after all, that’s why we pay for insurance every month right? So, when your homeowner's insurance company refuses to pay out a FAIR settlement for your claim, it can be overwhelming and frustrating.  

 

Don't lose hope – there are steps you can take to address the issue and get the compensation your property deserves. In this article, we explain how hiring a public adjuster, like us here at Liberty Adjusters, can help you be made whole again after a claim.  

Understanding Public Insurance Adjusters 

Unlike, the adjusters that work for the insurance company, a public insurance adjuster is a licensed professional who works on behalf of policyholders to help them navigate the insurance claims process. We are trained to assess and document damages, review insurance policies, and negotiate with insurance companies to ensure their clients receive the maximum compensation they're entitled to. 

  

Why Hire a Public Insurance Adjuster? 

One of the primary benefits of hiring a public insurance adjuster is their ability to negotiate with the insurance company on your behalf. We have extensive knowledge of the claims process and can use their expertise to help you navigate complex insurance policies and laws (currently in Florida and Texas.

 

By taking on the responsibility of negotiating with the insurance company, a public insurance adjuster can alleviate the stress and frustration of the claims process and work towards securing the maximum compensation possible for you. 

  

Calling a Public Adjuster Before Filing Gives the Best Results 

Although a public adjuster can usually help you even if your claim is already denied (or undervalued), it’s always best to call before you file your claim. Often, policyholders may not fully understand the terms and conditions of their insurance policy, which may result in incomplete or incorrect claims being submitted; potentially leading to the claim being denied. 

  

By contacting a public insurance adjuster before filing a claim, they can review your policy and help you understand the terms and conditions. At Liberty Adjusters, we have experience working with insurance companies and know exactly what information is required to support your claim.  

Trouble with Your Insurance Company? Call Liberty Adjusters! 

When your homeowner's insurance company won't pay out your claim, hiring a public insurance adjuster can be a valuable resource. They can help you navigate the claims process, gather evidence, negotiate with the insurance company, and provide legal expertise and support. The best part? We don’t get paid unless you do!  

 

If you're struggling to get the compensation you deserve, give Liberty Adjusters a call today!